YouthWin Through Economic Participation

FLS Stories

Theodorus Disertia Hia, Universitas Parahyangan
Overcome fear and get out from comfort zone

Before

Lack of confidence
Lack of financial management skill

After

More confidence
Have a good monthly saving plan and better financial management skill
More professional and have a good teamwork skill

Ganisthia Wardhani Sumitra, Universitas Suryakancana, Cianjur
Setting Goals

Before

Have determine her goal, but have no idea on where to start

After

Setting up plans and start to follow each step to reach her goal.
Her business grows from a make-up artist to a wedding organizer

M. Abdul Wahid Ulya, Kaum Muda di Jawa Tengah
The Power of Self-Confidence

Before

An introvert with lack of confidence
Have a confidence issue when speaking in public

After

Boost his confidence by starting to believe in himself
Grant LPDP scholarship for his master degree

Iyara Novi Fajriati, STIKES Mamba’ul ‘Ulum, Surakarta
A cup of success

Before

Lack of knowledge about her talent and future goals
A product reseller with no financial plan
Only run her routine as college student

After

Find her talent and passion in business
Eager to learn and seize every opportunity that come to her
Her business grows from printed cup reseller to printed cup and accessories producer
Transform her community service project into social entrepreneurship

Dea Selviasari, Dinas Tenaga Kerja dan Transmigrasi Kab. Sukabumi
A journey to financially independence

Before

Difficult to find self-potential
Have no idea about making financial priority
Never set any future goal, personally and financially

After

Able to identify and improve self-potential.
Motivated to be financially independent and start the steps by making financial plan to optimize her income.
Less spending and save more money to start her own business.

Sultonnur Rosid, Sekolah Tinggi Ilmu Kesehatan, Kuningan
SWOT for getting a job

Before

Lack of confident
Difficult to identify self-potential

After

Able to identify his strengths and weaknesses to leverage his uniqueness and talent
Selected to be a community health activist to fight TBC

Dilma’aarij Riski Agustia, Komunitas Pemuda Kreatif Soloraya
Doing business while studying

Before

Hesitate in identifying needs and wants
Find difficulty in managing time

After

Able to manage her time to run her part-time job, business and school by applying priority scale.
Being more responsible and able to make better decision in any situation.
Take part in social campaign to educate people about Covid-19 pandemic

Agil Krisna Rivanda, Sekolah Tinggi Ilmu Ekonomi Ekuitas, Bandung
Do things that interest you the most

Before

Find difficulty in making financial plan and following the budget
Lack of knowledge on how to be good and professional in work

After

Wrote and Publish a journal of Accounting Research, entitled "Financial Distress"
Develop a long-term financial goals by invest in number of businesses
Become more professional at work

Muhamad Ridwan, Sekolah Tinggi Agama Islam Siliwangi, Garut
Young and debt-free

Before

Trapped in a big debt and have no clue on managing his finances
Lack of time management

After

Being debt-free
Recruited to work at campus and have a stable job
More productive

Tya, Hafidz And Dhany, Vision College, Semarang
The Rule of Three

Before

Lack of confidence
Lack of skills for readiness to work

After

More confidence
Able to have critical thinking
Have a good communication skill

Lina Fasolat, LKP Ramona
Beautician who owns a modest beauty salon in Indramayu

Before

Easily fooled by Forex scam
Never thought about investing to oneself
Rush into things and act recklessly

After

Do the research and gather information before investing money
Invest in learning about customer services skills to increase profit
Start to think critically and plan things better

Ambar Nur Qori, Polindra
BIDIK MISI scholarship grantee from KEMENRISTEKDIKTI

Before

Always nervous when speaking in public
Easily cheated when buying online products
Spending money recklessly and could not save a dime

After

Have the confidence to speak in public
Do the research before buying online products
Excel in budgeting, allocating and investing money to increase savings

Robi Kurniawan, POLTEKSMI
President of the Executive Student Council

Before

Often nervous when speaking in public
Lack of knowledge on how to communicate assertively
Lack of knowledge on financial management

After

Implement FLS on the Executive Student Council election and won
Can communicate assertively with friends, teachers and family
Successfully develop personal and Student Council’s annual budget

San San Hidayat, LPT Panghegar
Food enthusiast and an apprentice at Aryaduta Hotel Bandung

Before

Spending money recklessly and could not save a dime
Lack of self-discipline and often procrastinate in doing things
Lack of skills on how to prioritize on given task

After

Develop a personal financial goal and a weekly schedule
Excel in prioritizing tasks and able to find solutions when face by challenges at work

Siti Nurhasanah, PIKSI GANESHA
Goal achiever who is doing community development program

Before

Often spending money recklessly
Lack of knowledge on how to identify strengths and weaknesses
Lack of knowledge on how to communicate assertively

After

Develop personal financial goal and driven to success to become a businesswoman
Able to communicate assertively with surrounding people