FLS Stories

Theodorus Disertia Hia, Universitas Parahyangan
Overcome fear and get out from comfort zone

  • Lack of confidence
  • Lack of financial management skill
  • More confidence
  • Have a good monthly saving plan and better financial management skill
  • More professional and have a good teamwork skill

Ganisthia Wardhani Sumitra, Universitas Suryakancana, Cianjur
Setting Goals

  •  Have determine her goal, but have no idea on where to start
  • Setting up plans and start to follow each step to reach her goal.
  • Her business grows from a make-up artist to a wedding organizer

M. Abdul Wahid Ulya, Kaum Muda di Jawa Tengah
The Power of Self-Confidence

  • An introvert with lack of confidence
  • Have a confidence issue when speaking in public
  • Boost his confidence by starting to believe in himself
  • Grant LPDP scholarship for his master degree

Iyara Novi Fajriati, STIKES Mamba’ul ‘Ulum, Surakarta
A cup of success

  • Lack of knowledge about her talent and future goals
  • A product reseller with no financial plan
  • Only run her routine as college student
  • Find her talent and passion in business
  • Eager to learn and seize every opportunity that come to her
  • Her business grows from printed cup reseller to printed cup and accessories producer
  • Transform her community service project into social entrepreneurship

Dea Selviasari, Dinas Tenaga Kerja dan Transmigrasi Kab. Sukabumi
A journey to financially independence

  • Difficult to find self-potential
  • Have no idea about making financial priority
  • Never set any future goal, personally and financially
  • Able to identify and improve self-potential.
  • Motivated to be financially independent and start the steps by making financial plan to optimize her income.
  • Less spending and save more money to start her own business.

Sultonnur Rosid, Sekolah Tinggi Ilmu Kesehatan, Kuningan
SWOT for getting a job

  • Lack of confident
  • Difficult to identify self-potential
  • Able to identify his strengths and weaknesses to leverage his uniqueness and talent
  • Selected to be a community health activist to fight TBC

Dilma’aarij Riski Agustia, Komunitas Pemuda Kreatif Soloraya
Doing business while studying

  • Hesitate in identifying needs and wants
  • Find difficulty in managing time
  • Able to manage her time to run her part-time job, business and school by applying priority scale.
  • Being more responsible and able to make better decision in any situation.
  • Take part in social campaign to educate people about Covid-19 pandemic

Agil Krisna Rivanda, Sekolah Tinggi Ilmu Ekonomi Ekuitas, Bandung
Do things that interest you the most

  • Find difficulty in making financial plan and following the budget
  • Lack of knowledge on how to be good and professional in work
  • Wrote and Publish a journal of Accounting Research, entitled "Financial Distress"
  • Develop a long-term financial goals by invest in number of businesses
  • Become more professional at work

Muhamad Ridwan, Sekolah Tinggi Agama Islam Siliwangi, Garut
Young and debt-free

  • Trapped in a big debt and have no clue on managing his finances
  • Lack of time management
  • Being debt-free
  • Recruited to work at campus and have a stable job
  • More productive

Tya, Hafidz And Dhany, Vision College, Semarang
The Rule of Three

  • Lack of confidence
  • Lack of skills for readiness to work
  • More confidence
  • Able to have critical thinking
  • Have a good communication skill

Lina Fasolat, LKP Ramona
Beautician who owns a modest beauty salon in Indramayu

  • Easily fooled by Forex scam
  • Never thought about investing to oneself
  • Rush into things and act recklessly
  • Do the research and gather information before investing money
  • Invest in learning about customer services skills to increase profit
  • Start to think critically and plan things better

Ambar Nur Qori, Polindra
BIDIK MISI scholarship grantee from KEMENRISTEKDIKTI

  • Always nervous when speaking in public
  • Easily cheated when buying online products
  • Spending money recklessly and could not save a dime
  • Have the confidence to speak in public
  • Do the research before buying online products
  • Excel in budgeting, allocating and investing money to increase savings

Robi Kurniawan, POLTEKSMI
President of the Executive Student Council

  • Often nervous when speaking in public
  • Lack of knowledge on how to communicate assertively
  • Lack of knowledge on financial management
  • Implement FLS on the Executive Student Council election and won
  • Can communicate assertively with friends, teachers and family
  • Successfully develop personal and Student Council’s annual budget

San San Hidayat, LPT Panghegar
Food enthusiast and an apprentice at Aryaduta Hotel Bandung

  • Spending money recklessly and could not save a dime
  • Lack of self-discipline and often procrastinate in doing things
  • Lack of skills on how to prioritize on given task
  • Develop a personal financial goal and a weekly schedule
  • Excel in prioritizing tasks and able to find solutions when face by challenges at work

Siti Nurhasanah, PIKSI GANESHA
Goal achiever who is doing community development program

  • Often spending money recklessly
  • Lack of knowledge on how to identify strengths and weaknesses
  • Lack of knowledge on how to communicate assertively
  • Develop personal financial goal and driven to success to become a businesswoman
  • Able to communicate assertively with surrounding people